The Higo Bank, Ltd.

With the 10-year vision developed based on the corporate management philosophy and purpose to evolve into a “Regional Value Co-Creation Group” that creates a better future together with our customers, communities, and employees, the Higo Bank, Ltd. has set the target of the group’s cumulative ESG investment and loan of 1 trillion yen by 2030 to finance renewable energy and the region’s key industries of agriculture and tourism, and supports medical and welfare-related industries as well as projects that contribute to climate change mitigation and biodiversity conservation. Furthermore, we are making group-wide efforts to promote sustainable finance, including positive impact finance. Together with all those who support the Japan Impact-driven Financing Initiative, we are committed to further promoting impact investment and creating a virtuous cycle that integrates the environment, society, and the economy toward the realization of sustainable local communities.